elliue.

Coming soon to iPhone

A little more clarity. A lot more control.

Meet Elliue, your everyday financial companion. Track spending, stay ahead of bills, understand your habits, and make decisions with confidence.

In development. Not yet on the App Store.

Elliue’s Home screen: $773.50 of a $1,400 monthly spending budget left on day 18 of 31, a note that grocery spending is higher than at the same point last month, and two bills to pay.
Screenshots from the app in development, with sample data.

Your money. Your decisions.

Elliue helps you see where your money goes and what’s coming up. It doesn’t move money, connect to your bank or decide for you. You stay in charge; it keeps the picture clear.

Record

Write it the way you’d say it.

Type “Coffee 5.50 and lunch 12” and Elliue turns it into two entries, with categories suggested, for you to check before anything is saved.

Each day opens as a fresh page in your diary, like a food diary for money: what you spent today, and how the month is going against your budget.

  • Several entries in one sentence
  • Expenses, income and refunds
  • Other currencies kept as entered, and converted only with a rate you give
The Assistant has turned the message “Coffee 5.50 and lunch 12” into two entries, Coffee $5.50 and Lunch $12.00 under Food & Drink, with Cancel and Confirm all buttons.
The Activity diary for today, 18 October 2026: $66.50 spent today across groceries, lunch and coffee, and $626.50 of the $1,400 budget used this month.

Understand

See the shape of your month.

Your budget, your history and what’s coming up, side by side. Every figure is worked out from what you’ve recorded, not from your bank balance, and Elliue says so wherever it matters.

A spending calendar for October 2026, with each day shaded from light to dark by how much was spent.
Month by month: spending for September and October 2026 against a $1,400 budget, shown as a bar chart and a list.

  • Monthly budget

    What’s left, what’s spent and how far through the month you are, with refunds shown separately.

  • Transaction history

    Every entry in one list. Search descriptions and notes, and filter by type.

  • Spending calendar

    Each day shaded by how much you spent, so busy days stand out at a glance.

  • Month by month

    Each month’s spending against its budget, with a breakdown by category.

  • Categories

    Where the money went, and how a category compares with the same point last month.

  • Upcoming bills

    What still needs paying, and when, right on the Home screen.

Decide

Ask, and see the working.

The Assistant answers a set of supported questions about the money you’ve recorded, and shows how it reached each answer.

  • “How much have I spent this month?”
  • “Can I spend $100 this weekend?”
  • “What subscriptions do I have?”
  • “Which bills are still to pay?”
  • “How does this month compare with last month?”
  • It works on your iPhone and understands a defined set of questions. It isn’t an open-ended chatbot.
  • It can’t see your bank balance, so its answers are budgeting estimates, not confirmation that money is available.
  • It can suggest changes, but nothing is saved until you confirm.
  • It helps you think things through; it doesn’t give financial advice.
The Assistant answering “How much have I spent this month?” with $626.50 net spending, and “Can I spend $100 this weekend?” with $773.50 of budget left, a breakdown, and a note that it can’t see the bank balance.

Commitments

What’s planned, kept apart from what’s spent.

Rent, subscriptions and other regular payments are commitments. Elliue forecasts when they’re due, and a payment counts only once you record it. They’re planned separately from your everyday budget, so nothing is counted twice.

One-time bills, like a dentist appointment or this month’s electricity, wait in Bills to pay. An unpaid bill isn’t spending yet. When you pay it, the payment goes into your diary and counts toward your budget.

  • Optional reminders before a payment is due, scheduled on your iPhone. The lock screen hides names and amounts unless you choose to show them.
  • Mark a commitment to keep, review later or plan to cancel. These labels are for your own planning; Elliue never contacts providers or stops payments.
Commitments: $1,932.98 expected in the next 30 days across four payments: music streaming, phone plan, rent and gym membership, each with its due date.

Privacy

Private by design.

Elliue is local-first: what you record is stored in the app on your iPhone. There’s no Elliue server that holds your financial data.

  • No account, no server

    There’s nothing to sign up for. The app doesn’t send your financial information anywhere.

  • No bank connections

    No bank logins, card numbers or automatic imports. You record what you choose to.

  • No cloud AI

    The Assistant runs on your iPhone. No AI service is connected in this version.

  • No tracking

    No analytics, advertising or tracking code in the app.

  • Protected on your iPhone

    The app asks iOS for its strongest file protection, hides its screen in the app switcher and offers an optional Face ID lock.

  • Your copies, your control

    Like most apps, its data is included in your iCloud or computer backups. Export everything as JSON or CSV, or delete it all, whenever you like.

Read the privacy policy

Coming soon to iPhone.

Elliue is still being built and tested, and isn’t on the App Store yet. Have a question in the meantime? Get in touch.